DeFi

Exploring the evolving landscape of digital finance with Fideum

Published

8 months ago

6 June, 2024

Fideum CEO discusses bridging traditional finance and DeFi in Europe

In a recent episode of SlateCast, hosted by Editor-in-Chief Liam “Akiba” Wright and CEO of CryptoSlate Nate Whitehill, Ana PlotnikovaCEO and co-founder of Fidéum Groupshared his insights on the evolving digital finance landscape in Europe.

Drawing on her experience in European Union law enforcement and her experience at Aave, Plotnikova brings a unique perspective to the intersection of traditional finance (TradFi) and DeFi.

Regulatory clarity in the US and Europe Plotnikova expressed optimism about recent developments in the US, particularly the approval of an Ethereum ETF and the proposed FIT21 bill. She believes these changes could provide much-needed regulatory clarity:

“We don’t have the ideal regulation here in the European Union with MICA, but at least it’s something you can start to build by going to a regulator and saying, please, this clause has no sense. This hurts innovation, but innovation is good.

In Europe, the Markets in Crypto-Assets (MICA) regulation sets guidelines, despite its imperfections. Plotnikova notes:

“We were very close to the launch [HODL cards] in the UK, but then the UK changed some rules and regulations, so this one is still ongoing.

Connecting TradFi and DeFi

Drawing on her experience at Aave, Plotnikova sees huge potential in blockchain technology for the general public. She believes that major TradFi players are ready to further engage in DeFi protocols:

“TradFi has already adopted the technology. You know, even a few years ago, with permissioned blockchains and large transactions being executed on them. That’s not the problem, but we as an industry, and most of us come from DeFi, we want to see them engage more with DeFi, with Aave, with Maker, with these protocols .

Fideum User-Centric Products Fideum develops products aimed at retail and B2B customers. Their HODL cards, for example, allow users to spend cryptocurrencies seamlessly through Apple Pay and Google Pay. Plotnikova explains:

“We wanted something that worked with Apple Pay and Google Pay, both virtual and physical, to once again bring it closer to that neobanking experience. So actually, it will be transparent, you will be able to spend it. Spend your crypto, you can spend your fiat, you can take your salary and spend it on these cards.

Another key product is their own EVM (Ethereum Virtual Machine) and regulated launchpad designed to help projects launch legitimately under MICA guidelines.

Improving user experience in Web3

Plotnikova recognizes the need for a better user experience in Web3. She agrees that many crypto apps should mimic the sleek interfaces of neobanks:

“We, millions of neobank users, cannot be wrong. As well as the companies that produce these very elegant and simple interfaces. Because our job is not to confuse users into spending more. Our job is to make sure these are my assets, this is my money, this is the value, this is how I transact.

The role of CBDCs and privacy

On the subject of central bank digital currencies (CBDCs), Plotnikova sees benefits for the financial sector but raises concerns about privacy:

“For the financial world, this is a very good thing. For the rest of the world, there are some debates. Because one of the things that money and crypto offers, again, is privacy and control. And over the last few decades, we’ve given a lot of control back to governments.

Women in crypto

As a female leader in the field, Plotnikova believes that the situation for women in crypto is improving:

“What I find positive that blockchain and technology bring overall is the social elevator, because the code does not lie. If you do something and your code is good, that’s it. It does not matter. Your gender doesn’t matter.

She adds that targeting women, who represent 50% of the population, is not only fair, but also wise:

“It would just be silly not to target this audience as well.”

In conclusion, Anna Plotnikova and Fideum are at the forefront of the integration of traditional and digital finance in Europe. By focusing on user experience, regulatory compliance and inclusiveness, they aim to bridge the gap between these two worlds, making crypto accessible to everyone.

🎙️New SlateCast: @FideumHQ CEO explains why lobbying is crucial to improving EU/US regulations

“There’s a lot of lobbying going on in the EU, and that’s what we need to do…not in the American sense…”

Guest: @anablockbank – CEO and co-founder of Fideum
Co-hosts:… pic.twitter.com/glHeKwJnBb

– CryptoSlate (@CryptoSlate) May 28, 2024

Fuente

DeFi

If You Missed BONK and PEPE This Year, This Viral New Crypto Might Be Your Salvation

Published

6 months ago

29 July, 2024

CoinFlix Staff

If You Missed BONK and PEPE This Year, This Viral New Crypto Might Be Your Salvation

Bonk and Pepe appear set to net new investors 10x to 100x returns over the next 12 months. However, cryptocurrencies in the DeFi play-to-earn gaming sector could offer even greater returns. As August approaches, Rollblock is emerging as a standout DeFi play-to-earn gem with the potential to 100x-1000x gains in the fourth quarter and beyond.

The project features an innovative revenue sharing model and exceptional accessibility, attracting players and investors. Additionally, Rollblock’s extensive game library of over 150 titles and enhanced sports betting are further driving excitement for the platform. Cryptocurrency analysts are expecting a sudden surge in demand. 800% a push for Rollblock from the beginning of September.

Bonk remains strong despite market fluctuations

While most well-known cryptocurrencies struggled throughout July, Bonk remained strong. As one of the highest-grossing meme cryptocurrencies of 2024, Bonk rose over 24% in July, while most cryptocurrencies experienced negative fluctuations.

Investors looking to add a relatively safe memecoin to their portfolio should consider Bonk. While Bonk is unlikely to generate explosive gains of 250x to 1,000x from here on out, Bonk could still theoretically provide returns in the 20x to 100x range.

Pepe should see a big rise in the next bull run

Alongside Bonk, Pepe has yet to go through a bull run. This means that there are still substantial gains to be made from Pepe over the next 12 months.

Pepe is down 4% in 30 days, but that shouldn’t worry Pepe investors in 2024. Experts believe Pepe’s best days are still ahead, with crypto analysts predicting a 10x to 50x surge in the next election cycle around November.

In the long term, Pepe could surpass the 100x mark for today’s investors. However, Pepe is a memecoin, and one should exercise caution when investing in purely speculative assets that have no utility.

Rollblock’s Unprecedented Hype Potential Could Push It Past 100x Valuation in Q4

Rollblock is a GambleFi Play-to-Earn token that integrates centralized and decentralized gambling on a single platform. By allowing players to earn rewards through active participation and gameplay, the platform creates a compelling incentive structure that appeals to both casual and competitive players.

With its cutting-edge blockchain technology, Rollblock offers top-notch security that keeps bets and transactions on the platform secure. The platform’s lack of KYC mandates appeals to both users who value anonymity and security.

Rollblock’s revenue sharing model, which allocates up to 30% of casino revenue to RBLK token holders, is a major draw for investors. The model involves burning half of the repurchased tokens and distributing the other half to stakers, increasing the token’s value and encouraging long-term investment.

The platform is also constantly evolving thanks to user feedback which has enabled updates such as the upcoming sports betting feature within the platform’s casino. This addition will complement Rollblock’s extensive game library of over 150 titles, ranging from traditional poker to innovative blockchain-based games.

RBLK is expected to emerge as one of the leading DeFi tokens in 2024. With a price of $0.0172 with impressive growth potential and over 140 million tokens sold recently, Rollblock is on track to enter the top 100 cryptocurrencies by Q4, making today a lucrative time to buy RBLK tokens.

Discover the exciting opportunities of the Rollblock (RBLK) presale today!

Website: https://presale.rollblock.io/

Social networks: https://linktr.ee/rollblockcasino

No spam, no lies, only insights. You can unsubscribe at any time.

Fuente

DeFi

Cryptocurrency sector is experiencing ‘most misjudged moment’ since 2020, says venture capitalist Arthur Cheong

Published

6 months ago

29 July, 2024

CoinFlix Staff

Cryptocurrency sector is experiencing ‘most misjudged moment’ since 2020, says venture capitalist Arthur Cheong

Veteran cryptocurrency investor Arthur Cheong believes the digital asset sector offers long-term holders a golden opportunity.

Cheong, the founder of DeFiance Capital, tell His 171,700 followers on social media platform X indicate that he believes decentralized finance (DeFi) is hugely undervalued.

According to Cheong, DeFi projects are innovating at a rapid pace and leaving traditional financial (TradFi) companies in the dust.

“It’s been a long time since I’ve been this excited about the risk/reward and potential upside of DeFi. This is probably the most misjudged moment since the pre-DeFi summer of 2020, with extremely promising prospects.

I see opportunities not only in OG (original) DeFi, but also in some newer projects that are evolving rapidly and growing at a pace that fintech startups will do anything to match.

The veteran investor also believes that crypto is now here to stay following recent launch from the Ethereum spot market (ETH) exchange-traded funds (ETFs) last week.

“Overall, the floodgates are open and there is no turning back. TradFi asset managers will continue to launch new crypto products because, guess what: there is huge demand for them!”

I expect them to launch actively managed crypto ETFs [in the] coming years. ”

Earlier this month, Cheong laid that it might be a bad strategy for cryptocurrencies to seek mass adoption, believing that digital assets are designed to disrupt several key financial sectors.

“I think we should accept that cryptocurrencies may not be suited for mass adoption like Web2, but rather are optimized for some narrow but very high-impact use cases like stateless global money, cross-border payments, and decentralized finance.

Chasing mass adoption of normies may be chasing the wrong Grail from the start.

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